About SJC

SJC Financial Solutions is a full service tax preparation and financial consultation firm founded by 3 women who saw a need for a change in the tax/financial consulting world.  With former IRS employees on staff, we saw on a daily basis the way certain tax firms misrepresent their abilities and take advantage of clients during the worst and scariest time of their lives.  No one is ever happy to see the IRS knocking on their door. In fact most people are anxious, scared and worried about their livelihood. The last thing they need is to be taken advantage of by someone who claims to be able to help.  Our goal is to provide you excellent customer service by offering an honest assessment of your financial position and possible means of resolution. We aim to help you resolve and meet your responsibilities in the most efficient way possible. 

Our team

Norma Swink

Enrolled Agent

Norma Swink is an Enrolled Agent and has 25 years of experience with IRS in Accounts Management and as a Revenue Officer in Salt Lake City and Provo. This experience has provided Norma with a vast network of resources that can be accessed to resolve your most complex personal and business tax liability issues. Norma specializes in payroll tax preparation, penalty abatement and account adjustments. Norma has an MSW from Weber State University.

Melina Johnson


Melina Johnson has 30 years of accounting and finance experience including non-profit and small business bookkeeping, payroll, financial reporting and tax preparation. Melina has held finance, accounting, and management positions at various large corporations including H&R Block. Melina has a Bachelor of Science degree in Accounting from the University of Central Missouri and an MBA in Finance from the University of Missouri at Kansas City.

Nicole Christopher

Enrolled Agent

Nicole Christopher is an Enrolled Agent with over 20 years of finance and analytic experience including nearly 10 years as a Revenue Officer and Collection Group Manager with IRS.  Nicole has an intricate knowledge of the IRS collection process and an insider’s perspective on the most effective means of case resolution. Nicole has a B.A. in Liberal Arts, an M.A. in Religious Studies from Mount St. Mary’s College and an MBA from the University of Redlands.


For any inquiries please email